The ArgusFree advice about debt (From The Argus)

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Free advice about debt

Residents are being offered free advice on how to cope with Christmas debt.

Group sessions for people who might be tempted to overspend during the holidays are being offered by Arun Wellbeing and Arun and Chichester Citizens Advice Bureau (CAB) at children’s centres, schools and community and voluntary organisations and can be arranged through the CAB by calling 01903 725960.

Paul Wotherspoon, Arun District Council’s cabinet member for community development, said: “There are a number of people who end up spending money that they do not have over the festive season, which can lead to a stressful new year.

“These sessions are designed to give information and advice that could help avoid starting 2013 with money worries or debt collectors on the doorstep.”

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Comments (6)

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11:38am Wed 26 Dec 12

StevieD says...

My advice is don't spend what you haven't got. Most of all don't be conned into borrowing money from criminal loan organisations. If everyone stopped trying to keep up with each other the world would be a happier and easier place.
My advice is don't spend what you haven't got. Most of all don't be conned into borrowing money from criminal loan organisations. If everyone stopped trying to keep up with each other the world would be a happier and easier place. StevieD
  • Score: 0

12:51pm Wed 26 Dec 12

Orlando Faark says...

Never spend time worrying about debt. Instead, spend that time and more doing something about it.

Attend meetings regularly if it involves addiction - including gambling. Don't pay for debt advice, don't use pay-day lenders. Speak to the free organisations that are there to help (as above). Never despair and stop thinking it's complicated - it's not.

If you must spend - then spend time first.
Spend most of your time doing worthwhile things for other people and you will never be poor. Honest.
Never spend time worrying about debt. Instead, spend that time and more doing something about it. Attend meetings regularly if it involves addiction - including gambling. Don't pay for debt advice, don't use pay-day lenders. Speak to the free organisations that are there to help (as above). Never despair and stop thinking it's complicated - it's not. If you must spend - then spend time first. Spend most of your time doing worthwhile things for other people and you will never be poor. Honest. Orlando Faark
  • Score: 0

2:41pm Wed 26 Dec 12

Morpheus says...

Shouldn't they have provided the advice before the Christmas spending started. It is a lot easier avoid debt than to get out of it.
Shouldn't they have provided the advice before the Christmas spending started. It is a lot easier avoid debt than to get out of it. Morpheus
  • Score: 0

4:51pm Wed 26 Dec 12

getThisCoalitionOut says...

The best place to contact for free advice on debts is Christians Against Poverty - you don't have to be a christian but they are very good at helping people, they will come to your home if you need that such as if you've got mental health problems.


There's also Debt Change - a charity which gives FREE debt advice tel - 0800 138 1111

Don't be worried about being taken to court - most companies don't want to really take you to court as you will only be made to pay what you can afford and if that's £1 per month, that's all the court will make you pay! As long as you're not overspending on other things though such as going out, smoking, etc, cut down as much as you can AND ask yourself first before you buy anything "Do I need this and can I afford it?"
The best place to contact for free advice on debts is Christians Against Poverty - you don't have to be a christian but they are very good at helping people, they will come to your home if you need that such as if you've got mental health problems. There's also Debt Change - a charity which gives FREE debt advice tel - 0800 138 1111 Don't be worried about being taken to court - most companies don't want to really take you to court as you will only be made to pay what you can afford and if that's £1 per month, that's all the court will make you pay! As long as you're not overspending on other things though such as going out, smoking, etc, cut down as much as you can AND ask yourself first before you buy anything "Do I need this and can I afford it?" getThisCoalitionOut
  • Score: 0

10:40am Thu 27 Dec 12

Algeria Touchshriek says...

My advice about debt is buy loads of veg and cheap stewing steak and make a huge stew and freeze it in to portions.

Mrs Touchshriek has a chest freezer full of the stuff along with chilli-con-carne, shepherds pie and bolagnaise.

There is probably about 75 wholesome and tasty meals in there which cost just a few pounds each.

These people in debt no doubt go and buy a MacDonalds for £6 etc. What a waste of money.

I do like fish and chips on a Friday however. Not plaice though. Too fishy if you know what I mean.

But I am not in debt so can afford the £480 fopr small cod and medium chips.

When I am really hungry I treat myself to a battered sausage as well, but Mrs Touchshriek thinks I shoulkd stay off the processed meat.

I have therefore be forced to eat it in the car before I bring home the supper.

Does that make me a bad man?
My advice about debt is buy loads of veg and cheap stewing steak and make a huge stew and freeze it in to portions. Mrs Touchshriek has a chest freezer full of the stuff along with chilli-con-carne, shepherds pie and bolagnaise. There is probably about 75 wholesome and tasty meals in there which cost just a few pounds each. These people in debt no doubt go and buy a MacDonalds for £6 etc. What a waste of money. I do like fish and chips on a Friday however. Not plaice though. Too fishy if you know what I mean. But I am not in debt so can afford the £480 fopr small cod and medium chips. When I am really hungry I treat myself to a battered sausage as well, but Mrs Touchshriek thinks I shoulkd stay off the processed meat. I have therefore be forced to eat it in the car before I bring home the supper. Does that make me a bad man? Algeria Touchshriek
  • Score: 0

2:25am Fri 28 Dec 12

funkyyoyo says...

ive free advice,stop living beyond your meens,you can get rid of sky for starters!!!! and dont spend what you sont have,its called gluttony!!!!!
ive free advice,stop living beyond your meens,you can get rid of sky for starters!!!! and dont spend what you sont have,its called gluttony!!!!! funkyyoyo
  • Score: 0

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