The catch in insurance claims is that the cost of the insurance cover taken out swallows any compensation won, should the claim fail.

Although warned about this at the time of signing her agreement, what a shock for Valerie Stevens (The Argus, November 12).

An insurance policy is essential because of high legal costs but this case should be a warning to those thinking of making claims in the future and Valerie has alerted other people to this.

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